The insured is a package/shipping store. The store was hired to ship two items via UPS. The insured packaged the items and then shipped the items by…

Examines whether the expense of digging up a water pipe leading from the building to the street to effect repair of the pipe where leaking and damaging the building is covered under the commercial property policy.

How insurable interest affects ability to add mortgagee for business income coverage.

Discusses how the Ordinance or Law Coverage Endorsement, CP 04 05 10 90, responds to the Americans with Disabilities Act (ADA)

Discusses whether a landlord's furnishings should be covered as part of the building coverage.

Liquor Liability Coverage for Catering Clients Our insured has customers that will purchase liquor for private events. The customers do not purchase…

Does Liquor Liability Coverage require an insured to have a license to sell alcohol?

Questions whether the blanket limit covers both building and business personal property when the Declarations only shows building.

Discusses commercial policy and whether a septic tank can be considered a sewer.

Our insured owns an apartment complex. One building suffered an electrical fire at approximately 9:00 A.M. The fire caused enough smoke and electrical…