This article analyzes form CP 10 28 02 19, Earthquake and Volcanic Eruption Coverage With Flat-Dollar Deductible.

This articles discusses the August 25, 2026 findings of U.S. District Senior Judge James K. Bredar in his dismissal of a number of public and private entity suits seeking economic damage recovery from the Francis Scott Key Bridge collapse. Bredar found that the entities are not entitled to economic damage losses because they had no proprietary interest in the bridge or other property.

This is analysis of form CP 10 40 02 19, Earthquake and Volcanic Eruption With Percentage Deductible.

This article discusses the structure of Difference in Conditions Policies and goes over the ISO DIC form IH 00 80.

When buying a property policy, an insured has the option of RCV or ACV. An insured will often pay more for the RCV on their property, only to find out during the final claims settlement that they would be better off financially to elect an ACV settlement. We will look at the advantages and disadvantages of each option in various claims situations to show why that might happen.

With a proposed effective date of June 1, 2026, ISO is revising the title of one commercial property endorsement and adding three new endorsements. According to ISO, none of these endorsements add or remove coverage under the policy but are a clarification or reinforcement of coverage intent.

This article reviews the Category 07 Special Trade Contractors endorsements that can be attached to the Businessowners policy.

This article explores several means by which thefts may occur during the busy holiday season, and includes some preventative measures to consider.

A summary of the ISO Circular for December 19, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

BP 00 01 01 97 Businessowners Standard Property Coverage Form - Withdrawn.