Coverage Format


May 23, 2011

Is curry powder from a restaurant considered a pollutant when it drifts into an adjoining shop through the air ducts?

May 19, 2011

June 2011 Intro Page   Dec Page   The question of the month deals with fiduciaries and their duties and liabilities arising from the fiduciary…

May 18, 2011
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HO 01 26 05 11 Special Provisions - Nebraska, May 2011 edition

Liability Coverage When Part of the Property is Leased to an Oil Company   On an ISO HO 00 03 10 00 form, the insured leases land to a gas/oil…

Building or Personal Property?   Is a refrigerator in an owner occupied dwelling considered part of the dwelling or part of the contents on a DP-1…

Single or Multiple Occurrences   Insured picked up money from multiple business locations and while in his possession, the vehicle was broken into…

Liability for Tractor off Premises   We are looking for your opinion regarding liability coverage for a farm/garden tractor under a HO 03 04/91…

May 18, 2011

Discusses ALE when only contents are damaged.

Maintenance of a Motor Vehicle on a Homeowners Policy Insured girlfriend's mother was visiting the insured and pulled her auto into insured driveway.…

May 17, 2011

Theft Coverage Increase, May 2011 edition