Coverage Format


July 29, 2013
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Golf Cart as a Motor Vehicle   July 29, 2013 After obtaining a judgment against the tortfeasor for personal injuries sustained in an auto collision,…

July 29, 2013

Is the cost of moving from a temporary rental apartment after covered damages to permanent residence is repaired covered under additional living expenses on a homeowners policy?

July 29, 2013

Should insured be reimbursed for $100 hotel bill incurred staying in a hotel while water backup damage is repaired?

Collapse or Cracking Caused by Pile Driving as a Covered Claim   July 8, 2013   Our insured is adding an addition to his building, which will…

July 24, 2013

August 2013 Intro Page   Dec Page   The article of the month deals with the self-insured retention (SIR). This is a concept that is widely…

"Upset" and "Overturn" Are Not Redundant Terms   July 8, 2013 The insured was hauling an ice machine from his warehouse to a location where he…

July 23, 2013

August 2013 Dec Page   Article of the Month   The self-insured retention (SIR) is a concept that is widely used and often misunderstood by…

July 22, 2013
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Claim Arising Out of Physical Contact of a Sexual Nature is Excluded  July 22, 2013 This matter came before the court on the parties' cross-motions…

July 19, 2013
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BP 04 07 07 13 Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations Relating to Premises, July 2013 edition

July 17, 2013
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BP 04 10 07 13 Additional Insured -Owners or Other Interests From Whom Land Has Been Leased, July 2013 edition