Coverage Format


January 09, 2015

Commercial Inland Marine EndorsementsA Listing of Standard Endorsements January 23, 2012 Standard endorsements prescribed for optional…

Questions if earthquake coverage added to homeowners policy extends to provide coverage for damage from blasting.

January 08, 2015

Self-Insurance and Self-Insured Retention   An Overview   March 2005   Self-insurance and a self-insured retention (SIR) are two items…

January 08, 2015

Wrongful Primary Insurer Denials Mean Difficult Choices for Umbrella Insurers   This article was written by guest authors Todd S. Schenk and Nicolas…

January 08, 2015

Self-Insured Retention—A Practical Perspective   Motivating Factors for Establishing a SIR Program   August 2005   This article…

Water from Broken Pipe Moves through Soil before Causing Damage  January 5, 2015  The insured has a home insured under an HO 3. The house was damaged…

Cancellation of Debt and Medical Expense Coverage   January 5, 2015   Our Insured has a homeowners policy (HO 3 10 00) with Med pay coverage.…

January 05, 2015
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Defamation Claim and the Employment-Related Practices Exclusion   January 5, 2015   The issue in this case was whether the insurer had a duty…

January 05, 2015

  January 2015 Intro Page   Dec Page   It is probably safe to say that most commercial property coverage forms include a coverage extension…

Closing Costs as Part of Replacement Cost   January 5, 2015   Our insured has a standard HO-3 policy. They suffered a total loss of their…