Coverage Format


May 09, 2018

Are costs associated with dry cleaning and the rental of storage space covered by 1991 HO-3 policy?

Damage to Hotel Room on Business Trip—CGL or Homeowners? Our insured, vice-president of sales for a large company, has an HO 00 03. We also insure…

Definition of Insured Bar to Coverage on HO We have had a claim denied under a homeowners policy and would like your help in explaining the denial…

Damage Caused by an Insured? A part-time residence employee, while edging a yard, flipped a stone up that broke the window of his own pickup. We think…

Damage to Common Areas under a Tenant Homeowners? Our insured, who rents one of three units in a landlord-occupied dwelling, has an AAIS tenant homeowners…

Dwelling Under Construction—Liability Coverage Our insured is a homeowner who is acting as his own general contractor in building his new home.…

Collapse During Construction—Vehicle Peril as Cause of Collapse Our insured is building a new home and we're using a HO-3 as a form of builders…

Contributory Coverage for Bodily Injury to an Insured? Our insured has a standard homeowners policy. Last fall he and his daughter, age six, were in…

May 07, 2018

Discusses accidents, safety, and insurance implications of amusement park rides.