The insured sustained a total loss on his dwelling covered under an AAIS homeowners policy. The insurance company paid $81,000, which was the amount…

The insured suffered a total loss to their residence. The insurance company has agreed to cover the cost of demolition, however, they refuse to pay…

Collapse of RetainingWall Causing Damage Our insured has a homeowners policy with form HO-3. Recently, hydrostatic pressure caused a retaining wall…

Discusses coverage for collapse of 20 year old ceiling.

Duplicate Contents Coverage I am handling a case on behalf of an insurance company. Coverage C of their homeowners policy is at issue in this bad faith…

Discusses damage from falling rain as opposed to surface water on a dwelling policy.

Deductible(s)—Damage by Wind and Lightning Our insured, on an HO 00 03 10 00, had his home damaged during a recent thunderstorm.  Lightning…

The following exclusions apply to: 1. all property covered under this form. c. Extremes of temperature or dampness of atmosphere. We do not pay…

Builder's contractual liability does not pass to homeowner.

Debris Removal Part of ACV Loss? There was a fire loss to the insured’s home. I have reached agreements for the coverage A (building) portion…