A summary of the ISO Circular for October 20, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

An overview of the PM 00 43 Your Belongings Form.

When tenants are displaced due to a loss and housed in empty apartments, can the insured still collect loss of business income?

Can an employer who neglected to purchase a workers compensation policy entitled to coverage under a CGL policy?

When the pictures of the damage aren't legitimate.

A news release published by the Colorado Division of Insurance announcing the adoption of Regulation 5-1-27 and discussing its provisions.

A discussion of a bulletin published by the Insurance Division providing guidance to insurers and expectations.

A discussion of a bulletin published by the OSI providing information to insurers on the renewal process.

The ISO BP 05 98 08 24 Amendment of Insured Contract Definition that can be attached to the Businessowners Coverage Form.

Best practices for placing commercial umbrella policies.