A summary of the ISO Circular for May 18, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.<br/>

When an agent misrepresents what he sold.

When a fence is damaged, is it covered at replacement cost or actual cash value?

A Florida Circuit Court made the ruling after analyzing the policy's defintion and considering what an ordinary person would reasonably expect the exclusion to apply to.

When buying a property policy, an insured has the option of RCV or ACV. An insured will often pay more for the RCV on their property, only to find out during the final claims settlement that they would be better off financially to elect an ACV settlement. We will look at the advantages and disadvantages of each option in various claims situations to show why that might happen.

A summary of the ISO Circular for May 15, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.<br/>

The CA 01 12 10 13 Limited Mexico Coverage that can be used with the Auto Dealers Coverage Form, the Business Auto Coverage Form, and the Motor Carriers Coverage Form.

CA 00 25 10 13 Auto Dealers Coverage Form

CA 00 20 10 13 Motor Carrier Coverage Form

CA 00 20 11 20 Motor Carrier Coverage Form.