Coverage Format


This discussion analyzes the various endorsements available to provide some type of drive other car coverage under the commercial auto policies.

December 04, 2023

When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.

December 04, 2023

How do you buy property insurance for something that cannot be touched? The literal impossibility of physical damage is a red flag to many insurers.

December 04, 2023

An adjuster goes bad and makes fraudulent payments, falsifies documents, and commits other bad behaviors.

December 04, 2023

When a roof is damaged and during repair it is discovered that the decking is worn, should the decking be covered as part of the loss?

December 01, 2023
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CP 00 90 07 88 Commercial Property Conditions form.

December 01, 2023
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CP 00 60 06 95 Leasehold Interest Coverage Form commercial property endorsement.

November 30, 2023
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This is an analysis of the policy conditions included within and applicable to the ISO business auto coverage form

November 28, 2023

The Supreme Court complied with recommendations from the Solicitor General and declined to take the medical marijuana reimbursement case into consideration.

November 27, 2023

The Supreme Court complied with recommendations from the Solicitor General and declined to take the medical marijuana reimbursement case into consideration.