A Louisiana appeals court ruled that an employer was not vicariously liable for its employee's actions in Torrence v. Lewis, No. 05-CA-72, 2005 WL 1278350…

  Injured Pedestrian not "Insured" under Father's UM Policy In Carlson v. Allstate Insurance Co., 2008 WL 2131345 (Minn.), a pedestrian who…

Bailees Coverage for Off-Premises Goods Q Our insured owns a commercial laundry business, but has no on-premises dry cleaning service. To accommodate…

Carbon Monoxide Poisoning Covered? Our insured had some friends in his garage for a get-together. Because it was winter, they had a space heater going.…

In Essex Insurance Company v. Zota, 2008 WL 2520879 ( Fla. , 2008) , Mercedes Zota was injured when she fell from scaffolding while painting a mural…

Commingling of Funds by Brokers Q In reviewing the material, we see that some states allow agents to commingle agency and company monies; and others…

Asbestos Lawsuit and the CGL Form Q I insure an installation contractor who has been pulled into an asbestos-related lawsuit. The widow of a man who…

Property Damage Includes Theft of Cash? Our commercial liability policy defines property damage as physical injury to tangible property, including all…

Commercial Crime Coverage Form—Archived Article February, 2003 Discovery and Loss Sustained Versions Summary: The commercial crime coverage…

April 2006 Intro Page   No. 923 April 3, 2006 Dec Page   The question of the month deals with subrogation. Subrogation is a means by which…