CGL Policy Expiration Time The CGL form clearly states that it is effective at 12:01 A.M. Standard Time. We don't see reference to the time of expiration.…

March 2006 Intro Page   No. 922 March 1, 2006 Dec Page   The question of the month deals with the catastrophic hurricanes of 2005 and the…

Garage Policy and Coverage for Repair Work Our insured is a repair facility. The insured completed work on the timing belt of a customer's car, but…

Collapse of Ceiling Covered? The acoustical ceiling in our church kitchen collapsed. The building is insured on a CP 00 10 with CP 10 30 attached. As…

Auto Service Risks—Archived Article March, 2003 ISO Market Segments Program Summary: Insurance Services Office (ISO) has developed a market…

Water Damage Covered under Inland Marine Form? Q Our client, a manufacturer, is covered under an independently filed inland marine form. That form…

Garagekeepers Coverage for Theft of Auto and Personal Possessions Our insured is a parking garage/valet operation. Last month, a valet attendant parked…

Consequential Loss Caused by Odor Covered A client who owns a refrigerated warehouse experienced a covered loss to the refrigerating equipment of one…

When do home health aids become dishonest employees?

December 2005 Dec Page Question of the Month   With the discussion about the renewal of TRIA coming to a conclusion soon (maybe), it would be a…