Business Auto Coverage for EmployeesMy client is an employer who owns no autos. However, he does have hired and nonowned auto coverages under the…

Is Betterment Deduction Allowed in Property Damage Claim? Our insured has a business auto policy and a claim arose recently wherein an employee backed…

Our client has several buildings located in different parts of the country. One group of buildings had a flood loss last summer that damaged three…

Leased Auto Covered as Owned Auto? Our insured has symbol 2, owned autos only, to describe the covered autos on his business auto policy. The question…

Discusses drawees relative to credit card transactions.

the Dec Page Question of the Month Standard homeowners policies provide liability coverage for bodily injury or property damage that is accidentally…

  Your Product and Your Work Exclusions Our insured is the manufacturer of modular homes. Most of the home is manufactured at the factory and then…

Towing Charge for Covered Autos Our insured has a business auto policy (BAP) with symbols 7, 8, and 9 for covered auto designations. He borrowed a trailer…

Loss of Use Part of Property Damage Claim Our insured is a contractor who was hired to do some road work for a municipality. While grading an area near…

Impaired Property Exclusion and Possible Future Losses The insured's plastic buckles were incorporated into swimming suits manufactured by a customer.…