Personal Injury Coverage Gap Q It has come to our attention that there may be a distinct problem with the definition of "personal injury" under the…

In Eldridge v. Columbia Mut. Ins. Co., 2008 WL 4861922 (Mo.App. W.D.), Jennifer Eldridge's son, Gage, was a passenger in a vehicle owned by Gage's father,…

What is a Claim? September, 2002 A Treatise on What Constitutes a Claim Summary: This is an article written by Mr. Thomas M. Bower, a partner…

Self-Insurance and Alternative Risk Financing—Archived Article May, 2001 An Overview Summary: Insurance is made up of two components: the…

Sexual Molestation Coverage Under CGL Form? Q As a risk manager for a public entity, I always require that individuals or groups that use my employer's…

Mandatory Arbitration Clauses in Insurance Contracts Stir Controversy October 2004 Don't tell Los Angeles lawyer Joan Cotkin about mandatory arbitration…

Recovery for Loss of Valuable Papers May Be Applied to Computerized System We are working on a total loss claim for a hot tub wholesaler that has over…

Personal Auto Insured on BAP—Who Is an Insured?   Our policyholder is a corporation. There is a fleet of several vehicles insured on it.…

Railroad Protective Policy and Additional Insured Status If a contractor names a railroad as an additional insured under its CGL form, is there a need…

Property Manager Liable for Fire Damage? Our agency insures several property managers of condominium associations. The general liability policies for…