July 2009 Intro Page No. 962 July 1, 2009  Dec Page   The question of the month deals with theft claims based on the shortage of an insured's…

Care, Custody, or Control Exclusion and BAP Coverage We have a claim under a commercial auto policy involving an insured who parks his commercial vehicle…

June, 1996Crime Coverage for Banks and Savings and LoansSummary: The most widely written financial institution bond is the financial…

Financial Institutions BondsJune, 1996Crime Coverage for Financial InstitutionsSummary: Because of the size and nature…

July 2009 Dec Page Question of the Month   Theft claims based on shortage of an insured's physical property as determined by an inventory computation…

Direct Physical Loss and Cosmetic Loss Hail stones have created dents to a copper roof. The section of roofing is located over a second story bay…

Table of Limits—Archived Article May, 2006 Financial Responsibility andCompulsory Insurance Laws Summary: The table that follows displays…

Condominium Assessments with HO 17 32 and HO 04 28 Endorsements This is a claim under the HO-6 Condo Owners Policy with HO 17 32 endorsement and HO…

Injured Worker Not an Employee under Insured’s CGL Policy   In Rhiner v. Red Shield Ins. Co., 2009 WL 1458360 (Or.App.), the plaintiff owned…

A contractor who plows snow is covered by a Businessowners BP 00 03 01 06 policy. These operations left chain marks on some of the driveways that were…