Insured Property or Insured Location The insured owns a two family /two story dwelling that is insured on an HO 03 04 91. The insured lived on the first…

Anti-stacking Clause for UIM in Driver's Policy Ambiguous, Unenforceable   In Wagner v. Yates, 2009 WL 2832880 ( Ind. ), Brenda Wagner sued Bobbi…

Off-Premises Property of Insured Significant Other The named insured's significant other is listed as an additional insured on the AAIS HO 0003 01…

Damage To Trees, Shrubs, and Lawns Caused While Protecting Property Recently, North Dakota residents have experienced flooding. Some residents took…

Application of pair/set clause to wall sconces.

"Ways Immediately Adjoining" Description I have a claim against our insured's HO-4 (10/06) form. The claimant injured herself while helping our insured…

October 2009 Intro Page No. 965 October 1, 2009  Dec Page   The question of the month deals with the ordinance or law issues. Various political…

Surplus Lines Quick Reference Chart-Archived March, 2002 State-by-State Summary Summary: This treatment summarizes, on a state-by-state basis,…

October 2009 Dec Page Question of the Month   Various political jurisdictions often adopt and then enforce ordinances or laws that regulate the…

Golf Carts, Auto Policy, CGL Form In our town, a recent ordinance has been posted that has made golf carts street legal, within certain guidelines and…