Coverage Format


Loading or Unloading Issue under BAP and CGL Form Our question is whether a business auto policy or a general liability policy would respond to this…

October 12, 2009

12/29/2008                             A…

Collision Loss or Comprehensive Loss under BAP The insured has a 2004 Freightliner grain truck on his business auto policy. The driver went to unload…

October 06, 2009

12/26/2005 A new article, AAIS Mobile Medical Equipment Coverage form, was added to FC&S this week. 12/19/2005 The article Handling a Total…

October 05, 2009

Transmission Damage to Towed Auto Barred by Mechanical Breakdown Exclusion? The insured is towing his vehicle behind his motor home. He leaves the…

October 05, 2009
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Inventory Not “in the Open” When under Tarp   In Twenhafel v. State Auto Prop. and Cas. Ins. Co., 2009 WL 2914281 C.A.7 (Ill.), the…

September 30, 2009

Web Construction Inc.

September 30, 2009

Reporting Loss After Policy Expires Home is insured under a HO0003Z policy from 5/27/2009 - 5/27/2010. Just after renewal, the insured dies and the…

September 29, 2009
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Purported Collapse Not a Covered Event   In Rapp B. Properties, LLC v. RLI Ins. Co., 2009 WL 2927484 (N.Y.A.D. 1 Dept.), an insured building owner…