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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Professional Liability Exposures under the CGL Form Q An insured of ours operates a septic tank cleaning company. In addition, he does dye tests for…
Volunteers and Club Members-- Insured Underthe CGL Forms? Recently, we have had a number of inquiries regarding the "who is an insured" section of…
Personal Injury Coverage Gap Q It has come to our attention that there may be a distinct problem with the definition of "personal injury" under the…
Sexual Molestation Coverage Under CGL Form? Q As a risk manager for a public entity, I always require that individuals or groups that use my employer's…
Successor Liability for Actionsof Predecessor Company Q Our insured has purchased a company that manufactured machine tool products. A question has…
Pollutant Defined Q The pollution exclusion on the commercial general liability (CGL) coverage form can be very extensive, partly because the definition…
Builders Risk—Coverage for Existing Structure? Q We are an adjusting company. Our client is insured under a standard builders risk form. The…
Discusses sexual abuse and duty to defend.
When soot damages the neighbor's building, and is a malfunctioning boiler a hostile fire?
Recovery for Loss of Valuable Papers May Be Applied to Computerized System We are working on a total loss claim for a hot tub wholesaler that has over…