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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Products Liability and CG 24 07 01 96 Q Does endorsement [IDL:CG 24 07 01 96^CG 24 07 01 96^CG 24 07 01 96] — Products/Completed Operations…
Products and Completed OperationsCoverage in Dispute Q Our insured sanded and refinished a large pine floor. Months later, the floor began to split…
Watercraft Exclusion on the CGL Form Q We have a coverage question concerning exclusion g. on the CGL form. The situation is that our insured is a…
Stunting Activity Exclusion Q We insure a non-profit organization that uses miniature vehicles in parades and other promotional activities. Injury…
Products/Completed Operations Excluded by Endorsement? My question is in regard to the exclusion for designated work endorsement, CG 21 34 01 87. The…
Products/Completed Operation Hazard Redefined Q My insured is a community association. The association operates a restaurant in its club house where…
"Your Work" Exclusionunder CGL Form Q A contractor was hired to power wash a house. In doing so, the exterior of the house was damaged. The commercial…
Separation of Insureds Under a CGL Form Q Under the CGL form, some of the exclusions refer to "any insured". A discussion has arisen in our office…
Owners, Lessors or Contractors Coverage—Additional Insured—Ongoing Operations Q I have a question concerning the 10-93 edition of the…
Termite Inspections CoveredUnder CGL Form? Q Our insured owns a termite inspection service. One year ago, our insured inspected a home for some prospective…