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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Rented Condominium Liability Coverage August 4, 2010 Our insured has a Homeowners Unit Owner's policy (HO 00 06) and has filed a claim for property…
Multiple Proofs of Loss Requested August 4, 2010 Our insured was asked to submit a proof of loss. They did and the adjuster rejected it on the grounds…
Loss of Rents when Renting to Relative August 4, 2010 We are working a claim in which there is a rental policy in place that covers loss of rents. The…
Liability when something happens related to offsite vacant land.
Discusses costs to dry out home by running air conditioning; repairs or ALE?
Med Pay Thwarted by Workers Comp Incident We have a standard GL policy. The insured owns a 2 story commercial building. Claimant is an employee of a…
Trophy Animals July 19, 2010 I have a client that has several mounted trophy animals. The trophies were damaged in a fire. The question of valuation…
Coinsurance Clause and Additional Coverages under Commercial Property Policy For a commercial property policy, do the coinsurance requirements applied…
Care, Custody, or Control of Tools at Issue in Theft Loss July 13, 2010 Our client is insured under CP 00 10 04 02 and CG 00 01 12 07.The insured and…
Prompt Notice of Loss in Question July 13, 2010 Our firm was contacted by a senior assisted living apartment complex that just discovered after approximately…