Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


August 21, 2023

How deductibles apply when hail is the cause of loss.

August 14, 2023

When the insured asks for appraisal on a claim, does he then have to share the appraisal with the insurer?

August 07, 2023

When a truck is damaged and needs to be towed from the scene of the accident, does towing coverage apply to a symbol 2 vehicle?

July 31, 2023

When wind causes a tree to fall, is resultant water damage covered as a result of the wind damage?

July 24, 2023

When wind damages property that was installed incorrectly and the local ordinances require undamaged property to be replaced, does the ordinance or law coverage apply?

July 17, 2023

When the SWAT team arrives and discharges tear gas, does the discharge of the gas fit the definition of the smoke peril?

July 09, 2023

A question concerning just what coverage is provided when the Vacancy Permit CP 04 50 is used.

July 02, 2023

When a student is out of the country for school, does liability coverage still extend?

June 26, 2023

Do gunshots that damage a building fall under the vandalism peril?

June 19, 2023

When the seepage isn't behind a wall but is behind a moveable object, does the exception apply?