Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


October 30, 2023

When you sell a vehicle to a person using a stolen credit card and the transaction is reversed, does False Pretense Coverage apply?

October 23, 2023

Damage to the sunroof by a falling object raises a question of coverage.

October 16, 2023

When and insured uses a generator after a power outage, is that a business income expense?

October 09, 2023

Is artificial turf part of Coverage B Other Structures, or part of Coverage A or Coverage C?

October 02, 2023

When the insured knows the building is not in compliance with local building codes, coverage is affected.

September 25, 2023

When the water backup endorsement is added to a policy, does the limit affect any other coverages?

September 18, 2023

Water behind a retaining wall causes it to collapse. Could the failure of drains to remove the water make this a water backup situation?

September 04, 2023

Is loss of income coverage affected when a water backup endorsement is attached to a policy?

August 28, 2023

When a detached camper top is damaged in a structure fire, how does the homeowners policy respond?