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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Questions damage to property exclusion when damage is done in a common area.
Cancellation of Package versus Standalone Policy December 15, 2014 I have a client who has a package auto, home, and umbrella policy. The client…
Symbol 1 Coverage under the BAP December 8, 2014 We have a major discussion going on about the coverage with a commercial client. The commercial client…
Building Coverage versus Business Personal Property Coverage December 1, 2014 Under the Building and Personal Property Form, CP 00 10 06 07, can the…
December 3, 2014We have a commercial client who suffered a fire damage claim to his retail market. In the course of settlement, the insurance company…
Does a camera drone qualify as an aircraft?
Discusses drones as aircraft.
The Insured under the Care, Custody, or Control Exclusion Employee A rented a vehicle with the permission of the insured. Employee B was driving the…
How to handle stock sold but not delivered when calculating total value.
Gravel Driveway November 4, 2014 Regarding coverage B other structures, we need some clarification on the following: "Sometimes questions…