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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Water from Broken Pipe Moves through Soil before Causing Damage January 5, 2015 The insured has a home insured under an HO 3. The house was damaged…
Additional Insured Endorsement and Coverage for Completed Operations December 29, 2014 Does the Additional Insured - Designated Person or Organization…
Subrogation An Overview December 29, 2014 Reviewed and updated by Barry Zalma, Esq., CFE Summary: The subrogation provision is…
Inflatable Bounce Apparatus and Vandalism December 22, 2014 Our client's business uses an inflatable bounce apparatus that kids play in. The inflatable…
Real Estate Operations Endorsement November 11, 2014 I was presented a claim for damage to business personal property of a tenant under a BOP. A roof…
Care, Custody, or Control Exclusion under Review November 2014 Our insured was remodeling the claimant's home. Part of the remodel was painting, using…
GKLL Coverage or Garage Operations Liability Coverage November 2014 Our insured carries a garage policy to cover a car wash operation. The policy carries…
Damage to Your Work Exclusion under the BOP November 2014 Our insured was cleaning a window by using two extension poles to wash and clean. He put the…
We have an insured who owns a three story apartment building insured on the ISO Building and Personal Property Coverage Form, CP 00 10 10 91. One end…
December 3, 2014 We have just come from a meeting with one of our companies that is ISO-based. They were discussing an endorsement that is associated…