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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Generator as Other Structure July 27, 2015 We recently had a storm where an insured is claiming his commercial grade generator which is outside of his…
Wind Driven Rain July 27, 2015 We have an HO 00 03 05 11 that has endorsement HO 32 32 06 12 stating constant or repeated discharge, seepage, or leakage…
Settling Multiple Claims Against One Insured July 27, 2015 Insured has a renter's policy and lives in an eight-unit apartment building. She caused a…
Discusses water backing up through drains in the home.
Territory Definition and Overseas Exposures July 21, 2015 We have a client that has been operating within the USA but is now expanding to do work on…
Property Manager as Additional Insured July 21, 2015 We insure an apartment complex under a CGL form. The complex has a property manager who is listed…
Car accident on vacant land; cgl or auto?
Discusses damage done during gutter replacement on a commercial building and the damage to property exclusions.
Meaning of "Entrusted" in Contractors Equipment Coverage July 20, 2015 Our insured has a company that leases and rents contractors equipment.…