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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Division of benefits between policies.
Snow plow blades and coverage on a personal auto policy.
Creditor of Production Equipment as Mortgagee February 2, 2015 Is there anything definitive that states that a secured creditor of large production…
When you buy a condo, are the improvements and betterments installed by the previous owner now your improvements and betterments?
Wrongful Eviction and Repossession of Boat January 19, 2015 Our insured is a bank. It had a court order to repossess a boat and the insured hired a…
Property Damage Caused by Rain January 12, 2015 An insured with a Cause of Loss - Special Form, CP 10 30 04 02, sustained damage to the…
Questions if earthquake coverage added to homeowners policy extends to provide coverage for damage from blasting.
Cancellation of Debt and Medical Expense Coverage January 5, 2015 Our Insured has a homeowners policy (HO 3 10 00) with Med pay coverage.…
Closing Costs as Part of Replacement Cost January 5, 2015 Our insured has a standard HO-3 policy. They suffered a total loss of their…
Faulty Construction January 5, 2015 Please explain the faulty construction exclusion and when this can be used to deny a claim. I have…