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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Does a wind loss trigger coverage for removal of asbestos?
When the power goes out, what happens when the surge when the power comes on causes damage?
"Fine Arts" Does Not Include Wall Plaques A fire totally destroyed a VFW post's building and personal property, for which the insured was paid the…
Can an insurer contest the extent to which the insured builds a newer and better structure?
Agreed Value Option Explained I need clarification or opinion regarding CP 00 10 04 02, Optional Coverages, Agreed Value, paragraph a, second sentence:…
Is a drain on the roof the same as a drain on the ground?
When an insured leaves the faucet on and water is restored and overflows the sink, is there coverage?
When police use tear gas, is that a pollutant?
Discusses two different claims with two different outcomes for ice damming and frozen pipes.
An insured experienced a sewer backup and called a plumber. The plumber ran a camera down the drain and found that the pipe had rusted and collapsed.…