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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses whether a landlord's furnishings should be covered as part of the building coverage.
Does Liquor Liability Coverage require an insured to have a license to sell alcohol?
Questions whether the blanket limit covers both building and business personal property when the Declarations only shows building.
Discusses commercial policy and whether a septic tank can be considered a sewer.
Our insured owns an apartment complex. One building suffered an electrical fire at approximately 9:00 A.M. The fire caused enough smoke and electrical…
Animal Chewing Not a Result of InfestationWe have a commercial property claim where the property management company for a housing subdivision…
Discusses whether property management fees should be included as a business income expense.
What happens when fire damages a building and the rest is ordered to be demolished.
Is a contractor error a cause of loss?
Lawn mower as mobile equipment.