Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


July 24, 2008

When heat is turned off only in part of the building, is damage due to freezing covered?

July 24, 2008

Discusses contracting expenses as covered extra expense for a tanning salon.

July 24, 2008

This question deals with breakdown of equipment and related coverage.

July 24, 2008

Broken pipe under slab adn cost to access pipe for repair.

July 24, 2008

Discusses a low property limit and expensive extra expense coverage for both a permanent and temporary location following a loss.

July 24, 2008

In performing engine work, insured leaves out oil plug and damages engine.

July 24, 2008

Damage to pipes caused by testing required by ordinance.

July 24, 2008

The insured is a package/shipping store. The store was hired to ship two items via UPS. The insured packaged the items and then shipped the items by…

July 24, 2008

Examines whether the expense of digging up a water pipe leading from the building to the street to effect repair of the pipe where leaking and damaging the building is covered under the commercial property policy.

July 24, 2008

How insurable interest affects ability to add mortgagee for business income coverage.