Questions & Answers

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April 11, 2012

Protective Safeguards Endorsement and Multiple Buildings April 9, 2012 Our insured has an ISO commercial property program (CP 00 10, CP 00 90, and CP…

April 11, 2012

Flood Coverage and Insurable Interest April 9, 2012 My agency wrote businessowners coverage for two separate LLCs and an individual on 1/29/09. The…

April 09, 2012

Dealers Drive Away Collision Coverage April 9, 2012 Regarding the Garage Coverage Part, exclusion 4c, Physical Damage coverage, there is a 50 mile limitation…

April 03, 2012

Duty to Notify the Police April 2, 2012 Our insured’s business was burglarized; copper welding leads were stolen, and the building was damaged.…

March 27, 2012

March 27, 2012An insured, who operates in the Dominican Republic, receives an email from his well-known supplier in Taiwan, stating that instead…

March 21, 2012

Who Is an Insured Coverage and Executive Officer March 21, 2012 I have an insured who owns several large buildings in his name as an individual; he…

March 19, 2012

A question of coverage for mold damage to stored vehicle when wear and tear exclusion is applied.

March 08, 2012

Definition of Business March 5, 2012 The insured is a retired music teacher who charges $10 a lesson for thirty minutes of her time. The insured said…

February 27, 2012

Loading or Unloading Coverage Question February 27, 2012 The insured had unloaded the floor buffer and performed the cleaning operation. The employee…

February 21, 2012

Tenant's Improvements and Betterments Valuation February 20, 2012 If a tenant makes improvements and betterments in a rental office unit, the tenant…