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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Collision of Fine Arts May 3, 2012 The insured has wine goblets and wine glasses scheduled under the HO 04 61 04 91, Scheduled Personal Property Endorsement.…
Wind or Hail Percentage Deductible Calculations May 14, 2012 Our insured has commercial property coverage for three buildings at one location in Florida…
Insured Residence Sold and Carrier not Notified May 14, 2012 We have a risk that we have insured for 9 years which was sold back in May 2010.…
Trampoline Blown by Wind May 14, 2012 I have a question concerning coverage/liability of our insureds for trampolines that are picked…
Stolen Computer and Program May 10, 2012 Our insured's computer was stolen. She replaced the computer with a similar computer. The replacement…
Coverage question related to an unlisted driver on a rental agreement.
Tropical storm combined with equipment breakdown.
Questions whether the HO 00 03 provides coverage for loss due to fracking, or if there is an endorsement that would provide coverage.
Commercial Inland Marine Coverage and Tree Removal April 9, 2012 This question concerns a commercial inland marine form. The insured's employee was…
Value Reporting Form and Value of Covered Property April 9, 2012 In the ISO CP 13 10, Value Reporting Form, the full reporting section contains these…