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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Does loss of membership dues fall under accounts receivable for a nonprofit organization?
Second Claim Occurs Before First Claim Repairs Completed July 10, 2012 This is in reference to a non-owner occupied (rental) property. The insured…
Spoilage Loss Coverage Requires Mechanical Breakdown July 11, 2012 My client experienced a partial roof collapse. As a result, the local authorities…
Discusses whether business income coverage applies to loss of rental space that was closed as a result of asbestos.
Storage Fees under Garage Coverage July 2, 2012 Our insured was doing mechanical work on a customer's car and the employee took the vehicle out for…
Return of Unearned Premium June 25, 2012 My question is related to return of unearned premium following payment of policy limits after a total loss.…
Coverage for a Rented Houseboat June 19, 2012 The insured has a HO-3 policy and is going on a trip and renting a house boat. If the insured was liable…
Vehicle Damaged in Transit June 11, 2012 Our insured is a vehicle transportation company that has a businessowners policy with a garagekeepers endorsement.…
False Pretense Exclusion and Theft Coverage June 11, 2012 We would really like your opinion regarding a discussion we have been having with regard to…
PAP Med Pay and Horseback Riding June 11, 2012 The personal auto medical payments coverage extends to the named insured while a pedestrian when struck…