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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When a water tank ruptures is that an explosion?
Is injury from faulty cherry picker covered?
Property in Transit Coverage Extension Issue January 9, 2012 Insured had various handtools stolen from his locked vehicle: an angle drill, gas tester,…
ATV Included in Property Not Covered Clauses January 10, 2012 Under the Building and Personal Property Coverage form, CP 00 10 04 02, in the property…
Discusses a claim situation where there is a need to determine how many occurrences and thus, how many deductibles, apply.
Determining a backup of water from the roof as a cause of loss.
Questions of fact exist when a slow leak causes a pipe to burst causing water damage.
Storage Fees and GKLL Coverage December 19, 2011 Our insured damages a customer's vehicle in his care/custody/control. The insured then charges the…
Mobile Equipment Coverage under the Garage Form December 6, 2011 Would the garage policy extend coverage for a tow truck driver who is called to the…
Replacement Vehicle Coverage under PAP December 6, 2011 When a covered auto is replaced, when does coverage cease on the vehicle being replaced? Example:…