We have a consumer inquiry involving damage done to a rental property by a tenant. The dwelling was insured under a DP-3 form, 10/00 edition. The…

Can lawnmowers be covered under the building portion of the policy?

Theft of Keys—Auto or Homeowners Coverage?QOur insured had a set of keys stolen from his house and included in that set was the key…

What is the difference between empty farmland and vacant land?

Discusses storage of property that can no longer be stored on insured premises and laundering of clothes during the relocation.

This Q&A discusses the definition of vermin.

Garden paths and rock structures as other structures.

Does the location of vacant land matter?

We recently received a claim in which the cause of loss is reported as "smoke damage".  The "smoke damage" is actually residue from some kind of drug…

Loaned Trailers and Liability Coverage We have a customer who has four trailers listed on a PAP with physical damage coverage. We don’t offer…