Discusses frozen pipe claim when tenant did not pay the utility bills.

Owners, Named Insureds, and Additional Insureds We have a policy where four siblings own a home. The mother lives in the house but deeded the property…

Is a recommendation for a gutter cover covered under ordinance or law?

A question of coverage for mold damage when the mold is hidden inside a cabinet.

What coverage is available when a residence suffers a second fire loss while repairs are being made for an earlier fire loss?

Discusses whether odor from a neighboring residence can trigger ALE for an insured.

Homeowners 2 - Broad Form, May 2011 edition

HO 04 61 05 11 Scheduled Personal Property Endorsement, May 2011 edition

HO 01 18 05 11 Special Provisions - Maine, May 2011 edition

HO 01 02 05 11 Special Provisions - Arizona, May 2011 edition