Certificates of Insurance and Insureds August 18, 2011 My question is concerning the Acord 25 Certificate of Liability. We have an insured with an…

Intentional Acts and Unintentional Results August 18, 2011 I am handling a homeowners liability claim under the HO5 policy. Our insured was conducting…

Power Failure or Wear and Tear? August 18, 2011 The insured carries an HO 00 03 (4/91). A light fixture in the insured's living room began to spark…

Occurrence Requires an Accident August 18, 2011 Our insured has a HO 00 03 04 91 policy. A liability claim has been presented against the policy. A…

Roof replacement and matching.

What happens when the ceilings contain asbestos; does the association or the unit owner have to provide coverage?

Pets as Personal Property August 1, 2011 We recently had a complaint filed regarding injury to a cat. The neighbor's dog came onto the residence of…

Special Provisions - Variations by State—Archived ArticleJuly 2009IntroductionThe mandatory special provisions discussed herein apply to the…

Analyzes the Personal Liability and Medical Payments to Others sections of the ISO Homeowners 2011 forms edition, with applicable references to the 2000 edition.

Discusses replacement of windows when matching windows are no longer available to match undamaged windows.