Stored Winter Tires “Equipment” Under PAP? I have a coverage question under the personal auto policy. Our insured stores winter tires in…

UM/UIM and the Other Insurance Clause Insured #1 was driving her boyfriend’s car.  The boyfriend’s car insurance is with Hanover and…

Daughter takes car without permission and is in accident; is there coverage?

This article discusses that arose with Chinese drywall after a hurricane in 2005.

The Betterment Provision of the Personal Auto Policy Reviewed September 5, 2012 Concerns about Loss Payments and Use of Aftermarket Parts Summary:…

Farm Property CoverageSeptember 2012New Forms and Declarations PageSummary. The current ISO farm program now covers farm…

Loss of Use Coverage under PAP September 4, 2012 Our insured's vehicle was declared a total loss. The settlement was made and the insured requested…

Farm Property Covered Causes of Loss December, 2007 Personal and Commercial Exposures Summary: In the prior programs, the causes…

Farm Insurance Exposure Survey June 18, 2012Surveying the Exposures Summary: Insuring a farm presents a unique set of challenges…

Farm Insurance April 25, 2012 Coverage Checklist   Insuring a farm presents a unique set of challenges for the agent. Since the typical farm incorporates…