Snow plow blades and coverage on a personal auto policy.

When you buy a condo, are the improvements and betterments installed by the previous owner now your improvements and betterments?

Questions if earthquake coverage added to homeowners policy extends to provide coverage for damage from blasting.

Cancellation of Debt and Medical Expense Coverage   January 5, 2015   Our Insured has a homeowners policy (HO 3 10 00) with Med pay coverage.…

Closing Costs as Part of Replacement Cost   January 5, 2015   Our insured has a standard HO-3 policy. They suffered a total loss of their…

Faulty Construction   January 5, 2015   Please explain the faulty construction exclusion and when this can be used to deny a claim. I have…

Water from Broken Pipe Moves through Soil before Causing Damage  January 5, 2015  The insured has a home insured under an HO 3. The house was damaged…

Regulation of Rating Laws October 22, 2014 State-By-State Summary Summary: Each state regulates insurers' rates in different ways.…

State Fines for Drivers with Uninsured Vehicles October 22, 2014 StatePenalty for Failure to Carry Motor Vehicle InsuranceStatuteAlabama…

October 22, 2014 Chart Presents Show of Prejudice Requirements Summary: The notice–prejudice rule is a nationwide trend whereby an insurer…