The named insured can speak for all other insureds when it comes to coverage and the limitations of coverage.

AAIS and ISO Personal Automobile Policy ComparisonNovember 28, 2016Summary: In July 2016 the American Association of Insurance Services (AAIS)…

This article provides a detailed explanation of the difference between collision and other than collision losses.

Endorsements Used With Personal Auto Policy General Discussion  June 15, 2016  Summary: ISO has printed many countrywide endorsements that can…

In getting off bus insured falls on car; are his injuries covered?

The underinsured motorist (UIM) carrier brought an action against the insured for a declaratory judgment that the policy excluded coverage since the insured was driving his cross utility vehicle that was not a covered auto as defined in the policy.

Escaping vehicle in a flood leads to injuries; is this occupying or getting off of the vehicle?

Transportation Network Driver Coverage (No Passenger)—Arizona and Kentucky February 22, 2016 Summary: Transportation network companies…

PP 23 02 02 16 Transportation Network Driver Coverage (No Passenger) - Kentucky, February 2016 edition

Personal Vehicle Sharing Program Exclusion Endorsement, October 2013 Edition PP 23 16 10 13.