Personal Auto Program


July 09, 2018

Discusses the Part A (liability) insuring agreement and exclusions of the personal auto policy.

July 09, 2018

Discusses part C uninsured motorist coverage, underinsured motorist coverage, exclusions, and limits of coverage in the personal auto policy.

April 27, 2018

Is exiting a trailer covered or is the trailer a residence?

April 27, 2018

Is an injury immediately after an accident part of the accident?

April 26, 2018

Neighbor is injured while repairing insured's vehicle; vehicle fell on neighbor. Is there coverage?

Discusses evolution, application, and exceptions to the motor vehicle, watercraft, and aircraft liability exclusions.

April 02, 2018

This chart provides provisions in place by various car-sharing organizations for owners who sign up to share their vehicles with others.

October 06, 2017

This article analyzes the loss payable endorsement, PP 03 05. This endorsement is attached to the PAP when a lienholder exists for the insured vehicle.

July 03, 2017

This article addresses various types of fraud seen by underwriting in the processing of applications.

June 19, 2017

This article describes ISO's Personal Motorcycle Policy, MT 00 01 12 13.