Replacement Vehicle Coverage under PAP December 6, 2011 When a covered auto is replaced, when does coverage cease on the vehicle being replaced? Example:…

Stolen Car Keys and Coverage under the PAP December 6, 2011 The claim is simple. A car was broken into and the insured's purse was stolen. In the purse…

Custom Furnishings Exclusion Applies to Pickups or Vans Under form PP 00 01 01 05, dealing with exclusion 10 under physical damage, it refers to custom…

Does falling onto a vehicle count as being "on" the vehicle?

PP 03 63 10 11 Auto Death Benefits and Disability Coverages - South Dakota, October 2011 edition

Personal Auto Claim or Homeowners Claim Our insured has a personal auto policy. After he completed pumping gas into his vehicle, he was returning the…

Discusses application of depreciation in determining actual cash value with regard to commercial property, personal property, and autos.

Rental Car Exposures under PAP Our named insured resides on outer island (Island of Kauai) and has one of his scheduled autos on another island ( Island…

Direct Loss under Personal Auto Policy April 11, 2011 Our insured is involved in an accident. The accident damages two of the 4 tires on the vehicle.…

Property Placed in a Trust March 28, 2011 I have several clients whose property has been placed in a living trust. They own nothing. Their trust…