Personal Injury Protection—Minnesota November 19, 2012 Automobile No-Fault Endorsement Summary: Personal injury protection (no-fault) coverage…

Rental Car with Factory Defect and Insured Liability An auto policyholder with a proper endorsement rents a car and declines collision coverage. While…

PAP Covers Large Trucks? October 8, 2012 Our insured has his auto covered by a Personal Auto Policy. If he rents a U-Haul truck for the weekend to move…

Personal Auto Policy and Domestic Partnerships Is there a way to provide the domestic partner named insured coverage on the same auto policy? Illinois…

Vehicle Requiring Diesel Fuel Damaged by Regular Fuel Fill-up Insured loaned the insured vehicle to a friend.  The friend was pumping fuel and…

Stored Winter Tires “Equipment” Under PAP? I have a coverage question under the personal auto policy. Our insured stores winter tires in…

UM/UIM and the Other Insurance Clause Insured #1 was driving her boyfriend’s car.  The boyfriend’s car insurance is with Hanover and…

Daughter takes car without permission and is in accident; is there coverage?

The Betterment Provision of the Personal Auto Policy Reviewed September 5, 2012 Concerns about Loss Payments and Use of Aftermarket Parts Summary:…

Loss of Use Coverage under PAP September 4, 2012 Our insured's vehicle was declared a total loss. The settlement was made and the insured requested…