Lit Watch


December 01, 2025

Is UIM stacking permitted when the policyholder was killed while driving a riding lawn mower?

November 24, 2025

A discussion of a bulletin published by the Louisiana Department of Insurance reminding insurers of the data call.

November 24, 2025

On a policy endorsement for "Newly Acquired or Constructed Property," does the term "acquired" refer to legal possession or physical possession?

November 02, 2025

A man was punched until he lost consciousness as he was attempting to shoplift a beer from a convenience store. Is the store owner entitled to coverage when the man files suit for negligent hiring, training, and retention of the employee who hit him?

October 27, 2025

Is the mere presence of an increased risk in a person's work environment sufficient to connect that person's injuries to their employment for workers compensation purposes?

October 20, 2025

Can an employer who neglected to purchase a workers compensation policy entitled to coverage under a CGL policy?

October 13, 2025

If a person is injured while driving an employer-provided vehicle and receives UIM benefits from the employer's insurer, can that person stack those UIM benefits with UIM coverage from a personal auto policy?

October 06, 2025

The plaintiff argued that the two lawsuits are not related claims, defined in the policy, since they involve different time periods, locations, plaintiffs, and management agreements, while the insurer countered that they are related claims since both lawsuits are based on the plaintiff's rental management program.

September 29, 2025

This case shows one of the key differences between occurrence-based and claims-made policies.

September 22, 2025

The plaintiff argued the harm was caused by the publication of false data, but the insurer claimed it was the professional services that produced the false data. Who is correct?