Emerging Risks


December 21, 2010

Our insured has a large class A motor home. There was a hailstorm, and we paid for the repairs to damage caused by the hail. However, there were some…

Designated Premises Endorsement and Off-Site Risk Exposures Our insured carries a BOP with the CG 21 44, Designated Premises endorsement. The insured…

December 21, 2010

Insured's permission but not licensed.

December 21, 2010

Med Pay Coverage Not Applicable to Property Damage Our insured was involved in an auto accident and suffered injuries to his head; he was hospitalized.…

December 21, 2010

A couch suffered water damage, but there was an undamaged matching love seat. Does ACV apply to loss payment?

Garagekeepers Coverage and Valet Parking The insured maintains valet parking for customers. The weather was hot, so the valet driver lowered the window…

Replacement Cost Claims and Time Restrictions The insured has a Special Form Homeowners Policy (ISO form), with replacement cost coverage on the contents.…

December 21, 2010

Collision Loss Designation Disputed by Insured We were presented with an argument by an insured and would like your opinion of coverage please. The…

December 21, 2010

Is there coverage for auto damage resulting from the insured driving across wet paint on the road?

December 20, 2010
|

One Occurrence or Multiple Occurrences as a Result of Winter Weather Damage This matter came before the court on cross motions for summary judgment.…