Emerging Risks


July 13, 2011

Tree Removal Coverage under Property Form July 13, 2011 First party wind claim where two trees fell on and caused damage to roof of insured’s…

July 13, 2011

One Occurrence or Multiple Occurrences in Theft Loss July 13, 2011 Insured runs a coin operated laundry with two change machines. On the morning of…

July 13, 2011

Improvements and Betterments Valuation July 13, 2011 I have some questions regarding the application of the language in the standard CP 00 10 in the…

July 13, 2011

Coverage Territory Limitation Excludes Coverage of Negligent Hiring Claims   CACI International appealed a district court's decision that its insurer,…

July 13, 2011

Coverage Extension and Care, Custody, and Control Coverage July 13, 2011 On commercial form CP 00 10, business personal property includes property of…

July 12, 2011

Garage Policy and Coverage for Property of Customer May 23, 2011 The insured has a garage coverage form with symbol 27 and 30 to describe covered autos.…

July 12, 2011

Direct Physical Loss under BOP June 27, 2011 Our insured accidentally threw away some digital x-ray sensors in the trash. Now, they want to be compensated…

July 11, 2011

Vacancy and Construction, Renovation   The insured purchased a foreclosed home on March 4, 2011 and immediately took out a Non-Owner Occupied…

July 06, 2011

Business Risk Exclusions Upheld   The insurer filed a motion for summary judgment seeking adjudication that its insurance policy did not provide…

July 05, 2011

Handling of Property Causes Property Damage July 5, 2011 We have a BAP with symbols 8 and 9 for liability coverages. Our insured hired a company to…