Emerging Risks


April 14, 2011

Employee Dishonesty and Overpayment of Wages April 14, 2011 The form is BP 00 03 01 06. Our insured had an employee who was adding time to her time…

Functional Replacement Cost Insurance and Property Coverage April 14, 2011 We have a large commercial claim in which the insurance carrier has put a…

April 13, 2011
|

Prejudgment Interest Pushes Recovery Over Policy limits   State Farm Mutual Automobile Insurance Company appealed from a Superior Court order awarding…

April 11, 2011

Direct Loss under Personal Auto Policy April 11, 2011 Our insured is involved in an accident. The accident damages two of the 4 tires on the vehicle.…

April 04, 2011
|

Marijuana Use Does Not Rule Out Workers Compensation Benefits   The Supreme Court of Montana received a workers compensation benefits appeal pertaining…

Digital Images Destroyed by Fire April 4, 2011 I have a total loss fire being handled under an all risk policy. A portion of the claim is for $3,755…

March 29, 2011
|

PIP Benefits and Workers Compensation Payments   The insured was injured in an auto accident during the course of his employment. He received workers…

Property Placed in a Trust March 28, 2011 I have several clients whose property has been placed in a living trust. They own nothing. Their trust…

March 25, 2011

Damage to Husband's Company Car by Wife   Our insured has two cars—a company car insured by his employer and his wife's car, insured in our…

March 24, 2011

Psychological Injury Arising from Bodily Injury Our personal auto insured was recently involved in an at-fault accident. She has $10,000 of medical…