Voluntary Payments Exclusion Prevents Coverage for Faulty Workmanship This case involves an insurance coverage dispute arising from certain damage to…

Homeowners Coverage for a Business Property Our insured is an employee of a rural water association. Someone stole a water line detecting device from…

May 2011 Intro Page   Dec Page   The article of the month deals with retrospective rating. Retrospective rating plans are available for use…

May 2011 Dec Page Article of the Month   Retrospective rating plans are available for use with various types of insurance, but the more common…

A question of coverage for mold damage a result of water seepage over a period of more than fourteen days.

Triggering Event for Coverage is Time of The Damage   Grange Mutual Casualty Company appealed a trial court's entry of summary judgment in favor…

Determining use of office space when business equipment is kept there but business conducted elsewhere.

Coverage when the water table overwhelms the sump pump.

Trailer Coverage under BAP In the opinion of FC&S, and in consideration of the form CA 00 01 10 01, business auto coverage form, does provision…

Rental Car Exposures under PAP Our named insured resides on outer island (Island of Kauai) and has one of his scheduled autos on another island ( Island…