One Occurrence or Multiple Occurrences in Theft Loss July 13, 2011 Insured runs a coin operated laundry with two change machines. On the morning of…

Improvements and Betterments Valuation July 13, 2011 I have some questions regarding the application of the language in the standard CP 00 10 in the…

Coverage Territory Limitation Excludes Coverage of Negligent Hiring Claims   CACI International appealed a district court's decision that its insurer,…

Coverage Extension and Care, Custody, and Control Coverage July 13, 2011 On commercial form CP 00 10, business personal property includes property of…

Garage Policy and Coverage for Property of Customer May 23, 2011 The insured has a garage coverage form with symbol 27 and 30 to describe covered autos.…

Direct Physical Loss under BOP June 27, 2011 Our insured accidentally threw away some digital x-ray sensors in the trash. Now, they want to be compensated…

Vacancy and Construction, Renovation   The insured purchased a foreclosed home on March 4, 2011 and immediately took out a Non-Owner Occupied…

Business Risk Exclusions Upheld   The insurer filed a motion for summary judgment seeking adjudication that its insurance policy did not provide…

Handling of Property Causes Property Damage July 5, 2011 We have a BAP with symbols 8 and 9 for liability coverages. Our insured hired a company to…

Provides an overview of the ISO amendatory endorsements that are attached to each ISO homeowners form.