Work of Insured Causes Property Damage We insure Insulation Systems of Augusta . It was in the  process of insulating duct work. The technician…

Prior Knowledge Clause Prevents Coverage for Embezzlement Losses   The insured accounting firm sued a professional liability insurer, alleging…

Lawyers Professional Liability ISO LW 00 01 03 11 June 6, 2011 Summary: The Insurance Services Office (ISO) has published a lawyers professional liability…

Workers Comp and Wrongful Death Claim   The legal representative of a subcontractor's employee, who had been killed in an explosion at the general…

All Named Insureds Not Required to Sign Proof of Loss June 6, 2011 Can an insurer reject a proof of loss because it is signed by one, but not all, named…

The insurer filed a declaratory judgment action seeking a declaration that its policy excluded a claim for remediation of mold discovered after the insurer had paid a water damage claim.

Volunteer Insurance Coverage Program May 30, 2011 The CIMA Companies Summary: For those who volunteer their services to churches, schools, and other…

Coverage C Limit for Property at Other Residences   I am looking for clarification on the ISO contract regarding the 10% of Coverage C limit for…

Is curry powder from a restaurant considered a pollutant when it drifts into an adjoining shop through the air ducts?

June 2011 Intro Page   Dec Page   The question of the month deals with fiduciaries and their duties and liabilities arising from the fiduciary…