Hobby Art with an Appraisal August 2, 2012 If an insured has paintings that have been done as a "hobby" in her home, and she has gotten a 3rd party…

August 2, 2012An insured was issued commercial crime coverage form CR 00 29 07 02 (loss sustained) ed. 2001. The insured states that records are…

Location of Residence August 2, 2012 Our insured was living in a residence located in south-central California approximately 16 months prior to a total…

Power Surge Claim August 6, 2012 Insured had a laser machine inspected, and the error messages that appeared stated it was damaged by a power surge.…

This article analyzes the MSO Homeowners form.

MSO Homeowners MHO6Homeowners Coverage Form August 3, 2012 Summary: The Mutual Service Office, Inc. (MSO), provides custom rates,…

MSO Homeowners MHO3 HOMEOWNERS Coverage Form  August 3, 2012  Summary: The Mutual Service Office, Inc. (MSO), provides custom rates, statistical…

Structuring Side A Programs: Traps for the Unwary   August 2, 2012   This material is provided by and reproduced with permission of Dan A.…

Collapse of Floor August 1, 2012 PH insures a home under her HO 3 policy. The dwelling has a sunroom built on wooden piers. The patio floor caves in…

Water Damage from Back Up in Sewer Excluded  Homeowners brought an action against the city, the homeowners' insurer, and sewer maintenance companies…