Emerging Risks


November 12, 2012
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Homeowners Policy Excludes Chinese Drywall Damage Claim   The Supreme Court of Virginia answered a certified question of law from the U.S. Fourth…

"Property Removed" Coverage? Our insured has an ISO HO 00 03 04 91. There was a furnace malfunction (puffback) which caused smoke and soot throughout…

October 29, 2012
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CP 17 99 10 12 Condominium Association Changes - Standard Property Policy, October 2012 edition

Replacement Cost for Multiple Items October 29, 2012 I need info on requirements for an insured to be paid holdback. Our insured has a contents claim…

When a robber leaves a refrigerator door open and there is a loss to the contents of the refrigerator, is there coverage?

Questions coverage under the Homeowners policy for bicycle liability.

October 23, 2012

November 2012 Intro Page   Dec Page   The Dec Page for this month continues the article written by Don Malecki, a contributing editor for…

Vacancy Clause Discussed October 8, 2012 Our insured has a policy insuring ten structures/buildings. Building 1 is insured for $9 million and is occupied…

October 18, 2012
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CP 17 98 10 12 Condominium Commercial Unit-Owners Changes - Standard Property Policy, October 2012 edition

October 18, 2012
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CP 14 70 10 12 Building Glass - Tenant's Policy, October 2012 edition