Humid Attic August 21, 2012 On an HO 00 03 10 00 with endorsement HO 04 27 04 02 it sounds like humidity in an attic area where mold was unknown and…

MSO HOMEOWNERS MPL01  Common Provisions- Section II  August 24, 2012  Summary: The MPL01 form from MSO is the form that provides the common…

September 2012 Intro Page   Dec Page   The Dec Page for this month celebrates the 1000th edition of the FC&S Bulletins. FC&S editors,…

Anticoncurrent Causation Clause   The insured owner of a commercial building brought an action against its property insurer, alleging that the…

Longshore and Harbor Workers Compensation Act and the Jones Act   August 20, 2012   Federal Workers Compensation Laws   Summary: The…

Commercial Liability Umbrella Policy—Archived Article April, 2004 ISO Coverage Form Summary: Insurance Services Office (ISO) has developed…

Crime Amendatory Endorsements Endorsements Used to Modify Crime Coverage May 2008 Summary: These amendatory endorsements are used…

Standard Property Policy   August 20, 2012   ISO Commercial Property Program Summary: The Standard Property Policy (CP 00 99 10 12) of…

Government Crime PolicyDiscovery and Loss Sustained Forms March 2008 Summary: The government crime policies have been updated in…

Inventory Shortages Exclusion April 2009 Exclusion Applies to Fidelity, Theft CoveragesSummary: Theft claims upon shortage of an…